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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,357 | $99,345-78.5% | $84,753-74.8% | $273,972-92.2% |
| Participation rate | 53.8% | 80.7%-26.8pp | 76.6%-22.7pp | 83.0%-29.2pp |
| Annual return | 8.05% | 22.93%-14.9pp | 22.78%-14.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $2,129 | $4,214-49.5% | $3,574-40.4% | $4,869-56.3% |
| Participant deferral / active EE | $2,753 | $4,270-35.5% | $3,712-25.8% | $5,287-47.9% |
| Admin fee / account holder | $273 | $6,645-95.9% | $5,333-94.9% | $10,133-97.3% |