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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,384 | $89,259+21.4% | $107,187+1.1% | $82,637+31.2% |
| Participation rate | 82.5% | 67.9%+14.5pp | 75.0%+7.4pp | 68.1%+14.4pp |
| Annual return | 24.55% | 21.02%+3.5pp | 204.55%-180.0pp | 53.51%-29.0pp |
| Employer contribution / active EE | $7,064 | $3,080+129.4% | $3,782+86.8% | $2,552+176.8% |
| Participant deferral / active EE | $10,626 | $4,037+163.2% | $5,096+108.5% | $4,126+157.5% |
| Admin fee / account holder | $2,778 | $7,381-62.4% | $9,162-69.7% | $7,339-62.1% |