Retirement plan

SCHELFHOUT & DECLEENE MASONRY, INC. 401K PLAN

Name: SCHELFHOUT & DECLEENE MASONRY, INC. - SCHELFHOUT & DECLEENE MASONRY, INC. 401K PLAN (2015) Form 5500
Creator: SCHELFHOUT & DECLEENE MASONRY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SCHELFHOUT & DECLEENE MASONRY, INC. 401K PLAN, SCHELFHOUT & DECLEENE MASONRY, INC.

SCHELFHOUT & DECLEENE MASONRY, INC.EIN 26-2887102Plan #001PY 2015

W3170 SUNSHINE ROAD - KAUKAUNA, WI 54130920-450-3104

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$258K

No prior year

Total participants

No prior year

Average account balance

$23,441

No prior year

Annual return

-5.62%

No prior year

Benchmarks

See 30,162 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort30,162 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

147.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$201K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-5.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10250

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2L2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$27K

$2212 / participant

Other / not subdivided$27K100.0%

% of EOY assets

10.296%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,441

$87,546-73.2%

$75,784-69.1%

$125,389-81.3%

Participation rate

83.3%

80.2%+3.2pp

75.8%+7.5pp

83.2%+0.1pp

Annual return

-5.62%

13.49%-19.1pp

9.68%-15.3pp

282.24%-287.9pp

Employer contribution / active EE

$10,469

$3,930+166.4%

$3,323+215.0%

$4,866+115.1%

Participant deferral / active EE

$3,795

$4,230-10.3%

$3,652+3.9%

$5,352-29.1%

Admin fee / account holder

$2,414

$6,503-62.9%

$5,300-54.5%

$9,541-74.7%

SCHELFHOUT & DECLEENE MASONRY, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SCHELFHOUT & DECLEENE MASONRY, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion