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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,172 | $81,331-59.2% | $155,534-78.7% | $80,935-59.0% |
| Participation rate | 24.1% | 66.3%-42.1pp | 78.2%-54.1pp | 67.7%-43.5pp |
| Annual return | 14.65% | 33.37%-18.7pp | 64.92%-50.3pp | 35.66%-21.0pp |
| Employer contribution / active EE | $498 | $3,105-83.9% | $4,675-89.3% | $2,757-81.9% |
| Participant deferral / active EE | $1,245 | $3,454-64.0% | $5,630-77.9% | $4,299-71.0% |
| Admin fee / account holder | $2,706 | $7,999-66.2% | $15,900-83.0% | $6,924-60.9% |