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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,254 | $82,674-62.2% | $125,381-75.1% | $68,486-54.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.49% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $4,837 | $3,382+43.0% | $4,815+0.4% | $2,597+86.3% |
| Participant deferral / active EE | $3,955 | $6,111-35.3% | $7,448-46.9% | $4,028-1.8% |
| Admin fee / account holder | $1,639 | $6,277-73.9% | $10,007-83.6% | $5,404-69.7% |