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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,416 | $102,429-49.8% | $147,096-65.0% | $80,925-36.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.70% | 135.02%-123.3pp | 419.75%-408.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $4,553 | $3,716+22.5% | $4,936-7.8% | $2,756+65.2% |
| Participant deferral / active EE | $5,664 | $6,649-14.8% | $8,071-29.8% | $4,299+31.8% |
| Admin fee / account holder | $11,043 | $7,957+38.8% | $13,005-15.1% | $6,940+59.1% |