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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,416 | $102,422-49.8% | $147,117-65.1% | $80,959-36.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.70% | 135.16%-123.5pp | 420.54%-408.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $4,553 | $3,717+22.5% | $4,932-7.7% | $2,757+65.1% |
| Participant deferral / active EE | $5,664 | $6,652-14.8% | $8,065-29.8% | $4,300+31.7% |
| Admin fee / account holder | $11,043 | $7,953+38.8% | $12,993-15.0% | $6,925+59.5% |