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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $938,688 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $204,434 |
PLANTE & MORAN, PLLC3 years Filed as: PLANTE AND MORAN Service code 10 1098 WOODWARD AVE · DETROIT, MI 48226 | Accounting | $78,815 |
Service code 99 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Other Fees | $74,000 |
MMA SECURITIES LLC2 years Service code 10 PO BOX 9497 · NEW YORK, NY 10087 | Accounting | $22,782 |
ASCENSUS LLC1 year Filed as: ACCESS RETIREMENT SERVICES LLC Service code 99 190D SAUNDERSVILLE RD, STE 4004 · HENDERSONVILLE, TN 37075 | Other Fees | $2,250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,488,300 | $159,391+2088.5% | $102,460+3304.6% | $99,313+3412.4% |
| Participation rate | 0.0% | 88.6%-88.6pp | 76.5%-76.5pp | 71.7%-71.7pp |
| Annual return | 16.26% | 19.03%-2.8pp | 29.47%-13.2pp | 17.67%-1.4pp |
| Employer contribution / active EE | $2,112 | $4,207-49.8% | $3,025-30.2% | $3,264-35.3% |
| Participant deferral / active EE | $5,151 | $7,498-31.3% | $5,056+1.9% | $5,346-3.6% |
| Admin fee / account holder | $11,032 | $159+6833.1% | $9,460+16.6% | $109+10005.2% |