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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,230 | $72,273-63.7% | $101,275-74.1% | $79,856-67.2% |
| Participation rate | 31.0% | 68.5%-37.5pp | 75.8%-44.9pp | 69.6%-38.7pp |
| Annual return | 37.52% | 22.30%+15.2pp | 46.48%-9.0pp | 31.71%+5.8pp |
| Employer contribution / active EE | $892 | $2,691-66.8% | $3,660-75.6% | $2,471-63.9% |
| Participant deferral / active EE | $1,611 | $3,282-50.9% | $4,371-63.1% | $3,741-56.9% |
| Admin fee / account holder | $301 | $4,401-93.2% | $5,948-94.9% | $5,306-94.3% |