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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,654 | $150,447+28.1% | $136,298+41.3% | $147,586+30.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.24% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.4pp |
| Employer contribution / active EE | $13,569 | $5,256+158.1% | $4,696+189.0% | $4,876+178.3% |
| Participant deferral / active EE | $8,944 | $6,631+34.9% | $6,247+43.2% | $5,439+64.5% |
| Admin fee / account holder | $9,217 | $10,906-15.5% | $9,244-0.3% | $10,886-15.3% |