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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,009 | $118,877-84.0% | $96,570-80.3% | $167,536-88.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 10.05% | 50.50%-40.5pp | 37.79%-27.7pp | 478.82%-468.8pp |
| Employer contribution / active EE | $7,746 | $3,121+148.2% | $2,357+228.6% | $4,839+60.1% |
| Participant deferral / active EE | $4,189 | $4,617-9.3% | $3,849+8.8% | $6,342-33.9% |
| Admin fee / account holder | $547 | $8,069-93.2% | $6,182-91.2% | $12,315-95.6% |