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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,121 | $96,678-91.6% | $86,640-90.6% | $139,466-94.2% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 0.00% | 106.69%-106.7pp | 592.52%-592.5pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,220 | $3,265-62.6% | $3,024-59.7% | $4,754-74.3% |
| Participant deferral / active EE | $1,556 | $4,837-67.8% | $4,438-64.9% | $6,712-76.8% |
| Admin fee / account holder | $879 | $6,410-86.3% | $5,616-84.3% | $11,409-92.3% |