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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,084 | $217,432-60.4% | $185,849-53.7% | $167,536-48.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.64% | 148.42%-136.8pp | 122.10%-110.5pp | 478.82%-467.2pp |
| Employer contribution / active EE | $5,704 | $5,875-2.9% | $5,169+10.4% | $4,839+17.9% |
| Participant deferral / active EE | $13,503 | $6,357+112.4% | $5,569+142.5% | $6,342+112.9% |
| Admin fee / account holder | $3,306 | $19,818-83.3% | $16,244-79.6% | $12,315-73.2% |