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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,947 | $43,730+62.2% | $121,220-41.5% | $64,173+10.6% |
| Participation rate | 67.9% | 58.3%+9.5pp | 71.8%-3.9pp | 69.6%-1.7pp |
| Annual return | -6.38% | 68.94%-75.3pp | 16.94%-23.3pp | 7.63%-14.0pp |
| Employer contribution / active EE | $1,389 | $1,297+7.1% | $4,023-65.5% | $2,381-41.7% |
| Participant deferral / active EE | $3,939 | $2,281+72.7% | $3,345+17.8% | $3,470+13.5% |
| Admin fee / account holder | $5,932 | $3,502+69.4% | $5,021+18.1% | $4,887+21.4% |