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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,192 | $181,896-82.3% | $156,551-79.4% | $273,972-88.2% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | -29.43% | 30.74%-60.2pp | 32.23%-61.7pp | 41.46%-70.9pp |
| Employer contribution / active EE | $2,287 | $6,248-63.4% | $5,501-58.4% | $4,869-53.0% |
| Participant deferral / active EE | $3,629 | $5,550-34.6% | $4,871-25.5% | $5,287-31.4% |
| Admin fee / account holder | $4,109 | $15,560-73.6% | $13,028-68.5% | $10,133-59.4% |