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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,067 | $93,064-76.3% | $74,577-70.4% | $273,970-91.9% |
| Participation rate | 84.6% | 74.9%+9.7pp | 68.1%+16.5pp | 83.0%+1.6pp |
| Annual return | 6.72% | 26.18%-19.5pp | 20.47%-13.8pp | 41.46%-34.7pp |
| Employer contribution / active EE | $2,132 | $3,160-32.5% | $2,525-15.6% | $4,869-56.2% |
| Participant deferral / active EE | $4,675 | $4,160+12.4% | $3,458+35.2% | $5,287-11.6% |
| Admin fee / account holder | $726 | $5,273-86.2% | $4,138-82.5% | $10,132-92.8% |