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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,041 | $58,848+13.9% | $88,179-24.0% | $82,637-18.9% |
| Participation rate | 80.6% | 57.9%+22.7pp | 69.1%+11.4pp | 68.1%+12.5pp |
| Annual return | 17.34% | 22.76%-5.4pp | 64.97%-47.6pp | 53.51%-36.2pp |
| Employer contribution / active EE | $4,211 | $1,678+150.9% | $2,549+65.2% | $2,552+65.0% |
| Participant deferral / active EE | $9,006 | $3,124+188.3% | $4,614+95.2% | $4,126+118.3% |
| Admin fee / account holder | $6,489 | $4,795+35.3% | $7,673-15.4% | $7,339-11.6% |