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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,484 | $223,823+50.8% | $211,142+59.8% | $154,746+118.1% |
| Participation rate | 91.7% | 87.9%+3.8pp | 87.3%+4.4pp | 80.7%+11.0pp |
| Annual return | 17.90% | 50.39%-32.5pp | 46.84%-28.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $12,292 | $6,787+81.1% | $6,442+90.8% | $4,379+180.7% |
| Participant deferral / active EE | $14,207 | $9,750+45.7% | $9,284+53.0% | $6,730+111.1% |
| Admin fee / account holder | $7,184 | $19,707-63.5% | $19,076-62.3% | $14,365-50.0% |