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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,484 | $275,752+22.4% | $256,809+31.4% | $198,609+69.9% |
| Participation rate | 91.7% | 89.2%+2.5pp | 88.5%+3.1pp | 82.4%+9.3pp |
| Annual return | 17.90% | 34.81%-16.9pp | 32.73%-14.8pp | 202.70%-184.8pp |
| Employer contribution / active EE | $12,292 | $7,721+59.2% | $7,263+69.2% | $5,055+143.1% |
| Participant deferral / active EE | $14,207 | $10,037+41.5% | $9,520+49.2% | $6,977+103.6% |
| Admin fee / account holder | $7,184 | $25,716-72.1% | $25,146-71.4% | $19,030-62.2% |