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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 53 1400 MERRILL LYNCH DR. · PENNINGTON, NJ 08534 | Insurance Commissions | $7,909 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,203 | $54,368-81.2% | $117,039-91.3% | $62,293-83.6% |
| Participation rate | 48.4% | 64.9%-16.6pp | 77.2%-28.8pp | 69.5%-21.1pp |
| Annual return | 16.39% | 21.77%-5.4pp | 18.95%-2.6pp | 28.90%-12.5pp |
| Employer contribution / active EE | $693 | $1,692-59.0% | $3,785-81.7% | $2,042-66.1% |
| Participant deferral / active EE | $1,352 | $2,269-40.4% | $3,929-65.6% | $3,169-57.3% |
| Admin fee / account holder | $3 | $493-99.4% | $5,974-100.0% | $479-99.4% |