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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,321 | $175,231-15.9% | $149,696-1.6% | $139,466+5.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.85% | 166.77%-163.9pp | 134.46%-131.6pp | 373.66%-370.8pp |
| Employer contribution / active EE | $2,481 | $5,478-54.7% | $4,821-48.5% | $4,754-47.8% |
| Participant deferral / active EE | $3,033 | $6,521-53.5% | $5,682-46.6% | $6,712-54.8% |
| Admin fee / account holder | $3,543 | $16,155-78.1% | $13,212-73.2% | $11,409-68.9% |