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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,439 | $183,592-16.4% | $155,574-1.4% | $145,877+5.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.88% | 61.37%-56.5pp | 64.87%-60.0pp | 551.28%-546.4pp |
| Employer contribution / active EE | $3,200 | $5,317-39.8% | $4,676-31.6% | $4,663-31.4% |
| Participant deferral / active EE | $3,951 | $6,466-38.9% | $5,629-29.8% | $6,691-40.9% |
| Admin fee / account holder | $25,639 | $19,316+32.7% | $15,914+61.1% | $13,402+91.3% |