Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,899 | $135,956-90.5% | $123,894-89.6% | $273,972-95.3% |
| Participation rate | 57.1% | 84.1%-26.9pp | 81.4%-24.3pp | 83.0%-25.9pp |
| Annual return | 33.54% | 56.63%-23.1pp | 47.52%-14.0pp | 41.46%-7.9pp |
| Employer contribution / active EE | $323 | $5,170-93.7% | $4,617-93.0% | $4,869-93.4% |
| Participant deferral / active EE | $7,102 | $6,343+12.0% | $5,984+18.7% | $5,287+34.3% |
| Admin fee / account holder | $1,365 | $9,817-86.1% | $8,357-83.7% | $10,133-86.5% |