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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,104 | $172,111-18.0% | $150,298-6.1% | $137,256+2.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.29% | 69.37%-55.1pp | 62.79%-48.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $6,063 | $4,636+30.8% | $4,154+46.0% | $4,156+45.9% |
| Participant deferral / active EE | $8,667 | $6,166+40.6% | $5,453+58.9% | $6,407+35.3% |
| Admin fee / account holder | $386 | $16,471-97.7% | $14,116-97.3% | $12,270-96.9% |