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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,289 | $150,446+1.9% | $136,297+12.5% | $147,585+3.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.01% | 1049.14%-1034.1pp | 5156.19%-5141.2pp | 578.58%-563.6pp |
| Employer contribution / active EE | $26,500 | $5,256+404.2% | $4,696+464.4% | $4,876+443.4% |
| Participant deferral / active EE | $12,833 | $6,631+93.5% | $6,247+105.4% | $5,439+136.0% |
| Admin fee / account holder | $324 | $10,906-97.0% | $9,244-96.5% | $10,886-97.0% |