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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $555,134 | $114,013+386.9% | $103,693+435.4% | $155,188+257.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 19.97% | 49.31%-29.3pp | 47.61%-27.6pp | 148.84%-128.9pp |
| Employer contribution / active EE | $2,639 | $3,131-15.7% | $2,920-9.6% | $4,248-37.9% |
| Participant deferral / active EE | $12,183 | $4,970+145.1% | $4,579+166.0% | $6,531+86.5% |
| Admin fee / account holder | $1,631 | $8,407-80.6% | $7,858-79.2% | $14,480-88.7% |