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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,306 | $176,105-63.5% | $159,474-59.7% | $167,536-61.6% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 15.26% | 331.91%-316.6pp | 263.68%-248.4pp | 478.82%-463.6pp |
| Employer contribution / active EE | $1,920 | $5,299-63.8% | $4,831-60.3% | $4,839-60.3% |
| Participant deferral / active EE | $4,155 | $7,751-46.4% | $7,353-43.5% | $6,342-34.5% |
| Admin fee / account holder | $4,806 | $12,559-61.7% | $10,802-55.5% | $12,315-61.0% |