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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,519 | $105,856+53.5% | $90,161+80.3% | $147,585+10.1% |
| Participation rate | 60.0% | 79.7%-19.7pp | 76.9%-16.9pp | 82.8%-22.8pp |
| Annual return | 18.54% | 37.63%-19.1pp | 34.89%-16.3pp | 578.58%-560.0pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $9,833 | $5,733+71.5% | $5,287+86.0% | $5,439+80.8% |
| Admin fee / account holder | $31 | $8,046-99.6% | $5,943-99.5% | $10,886-99.7% |