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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,424 | $131,835-39.0% | $108,582-25.9% | $273,972-70.6% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.6%-12.9pp | 83.0%-16.3pp |
| Annual return | 13.87% | -91.57%+105.4pp | -51.70%+65.6pp | 41.46%-27.6pp |
| Employer contribution / active EE | $1,027 | $4,913-79.1% | $3,758-72.7% | $4,869-78.9% |
| Participant deferral / active EE | $8,000 | $5,127+56.0% | $4,311+85.6% | $5,287+51.3% |
| Admin fee / account holder | $805 | $10,253-92.2% | $7,645-89.5% | $10,133-92.1% |