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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,375 | $106,005-59.1% | $92,239-53.0% | $147,585-70.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 14.26% | 50.05%-35.8pp | 176.29%-162.0pp | 578.58%-564.3pp |
| Employer contribution / active EE | $1,032 | $4,333-76.2% | $3,680-72.0% | $4,876-78.8% |
| Participant deferral / active EE | $1,995 | $4,478-55.4% | $3,897-48.8% | $5,439-63.3% |
| Admin fee / account holder | $2,197 | $6,333-65.3% | $5,194-57.7% | $10,886-79.8% |