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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,503 | $93,064-87.6% | $74,577-84.6% | $273,972-95.8% |
| Participation rate | 91.7% | 74.9%+16.7pp | 68.1%+23.6pp | 83.0%+8.7pp |
| Annual return | 10.55% | 26.18%-15.6pp | 20.47%-9.9pp | 41.46%-30.9pp |
| Employer contribution / active EE | $3,402 | $3,160+7.7% | $2,525+34.7% | $4,869-30.1% |
| Participant deferral / active EE | $6,081 | $4,160+46.2% | $3,458+75.8% | $5,287+15.0% |
| Admin fee / account holder | $438 | $5,273-91.7% | $4,138-89.4% | $10,133-95.7% |