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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,133 | $107,353-61.7% | $92,903-55.7% | $152,885-73.1% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 28.19% | 145.62%-117.4pp | 109.43%-81.2pp | 345.39%-317.2pp |
| Employer contribution / active EE | $1,873 | $4,222-55.6% | $3,653-48.7% | $4,763-60.7% |
| Participant deferral / active EE | $5,606 | $4,848+15.6% | $4,238+32.3% | $5,851-4.2% |
| Admin fee / account holder | $2,511 | $7,081-64.5% | $5,795-56.7% | $11,598-78.3% |