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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,610 | $70,366-2.5% | $66,674+2.9% | $138,895-50.6% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.7%+6.3pp | 79.9%+0.1pp |
| Annual return | 15.80% | 386.41%-370.6pp | 321.24%-305.4pp | 145.39%-129.6pp |
| Employer contribution / active EE | $3,432 | $2,765+24.1% | $2,620+31.0% | $4,194-18.2% |
| Participant deferral / active EE | $6,593 | $4,374+50.7% | $4,084+61.4% | $6,396+3.1% |
| Admin fee / account holder | $14,289 | $5,262+171.5% | $5,098+180.3% | $12,562+13.7% |