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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,610 | $72,071-4.8% | $68,368+0.4% | $137,256-50.0% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 15.80% | 353.14%-337.3pp | 292.57%-276.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $3,432 | $2,788+23.1% | $2,649+29.6% | $4,156-17.4% |
| Participant deferral / active EE | $6,593 | $4,410+49.5% | $4,123+59.9% | $6,407+2.9% |
| Admin fee / account holder | $14,289 | $5,336+167.8% | $5,150+177.5% | $12,270+16.4% |