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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,971 | $96,691-72.1% | $86,656-68.9% | $139,487-80.7% |
| Participation rate | 54.5% | 74.4%-19.9pp | 71.7%-17.2pp | 80.3%-25.8pp |
| Annual return | 20.25% | 106.87%-86.6pp | 593.09%-572.8pp | 373.84%-353.6pp |
| Employer contribution / active EE | $663 | $3,267-79.7% | $3,025-78.1% | $4,755-86.1% |
| Participant deferral / active EE | $2,652 | $4,838-45.2% | $4,439-40.3% | $6,713-60.5% |
| Admin fee / account holder | $90 | $6,414-98.6% | $5,619-98.4% | $11,407-99.2% |