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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,811 | $85,766+193.6% | $136,297+84.8% | $70,124+259.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.92% | 31.45%-14.5pp | 5156.19%-5139.3pp | 73.14%-56.2pp |
| Employer contribution / active EE | $11,487 | $2,966+287.3% | $4,696+144.6% | $2,342+390.4% |
| Participant deferral / active EE | $10,194 | $5,051+101.8% | $6,247+63.2% | $3,332+206.0% |
| Admin fee / account holder | $7,818 | $5,420+44.2% | $9,244-15.4% | $4,645+68.3% |