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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,554 | $64,729-96.1% | $112,263-97.7% | $68,490-96.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.87% | -11.40%-8.5pp | 27.49%-47.4pp | -7.85%-12.0pp |
| Employer contribution / active EE | $799 | $2,746-70.9% | $3,636-78.0% | $2,597-69.2% |
| Participant deferral / active EE | $1,639 | $3,566-54.0% | $4,729-65.3% | $4,028-59.3% |
| Admin fee / account holder | $324 | $5,222-93.8% | $6,410-94.9% | $5,403-94.0% |