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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,559 | $94,529-41.2% | $140,019-60.3% | $64,173-13.4% |
| Participation rate | 52.9% | 84.1%-31.1pp | 87.5%-34.6pp | 69.6%-16.6pp |
| Annual return | -5.25% | 7.77%-13.0pp | 651.15%-656.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,016 | $5,250-42.5% | $6,927-56.5% | $3,470-13.1% |
| Admin fee / account holder | $14,323 | $6,741+112.5% | $10,705+33.8% | $4,887+193.1% |