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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,409 | $167,362-64.5% | $143,799-58.7% | $134,532-55.8% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -17.64% | 0.47%-18.1pp | -0.04%-17.6pp | 418.27%-435.9pp |
| Employer contribution / active EE | $7,318 | $5,620+30.2% | $4,952+47.8% | $4,741+54.4% |
| Participant deferral / active EE | $11,308 | $6,447+75.4% | $5,638+100.6% | $6,401+76.7% |
| Admin fee / account holder | $993 | $18,094-94.5% | $14,677-93.2% | $11,429-91.3% |