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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,550 | $178,174-66.0% | $156,181-61.2% | $137,256-55.9% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.8%+12.1pp | 80.0%+10.9pp |
| Annual return | 14.47% | 84.19%-69.7pp | 64.87%-50.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $2,407 | $4,972-51.6% | $4,294-43.9% | $4,156-42.1% |
| Participant deferral / active EE | $8,245 | $6,888+19.7% | $6,132+34.4% | $6,407+28.7% |
| Admin fee / account holder | $8,200 | $17,404-52.9% | $14,586-43.8% | $12,270-33.2% |