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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,848 | $209,422-24.1% | $178,503-11.0% | $158,982-0.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 23.66% | 188.81%-165.1pp | 151.12%-127.5pp | 302.99%-279.3pp |
| Employer contribution / active EE | $2,446 | $5,707-57.1% | $5,011-51.2% | $4,763-48.6% |
| Participant deferral / active EE | $13,696 | $5,955+130.0% | $5,202+163.3% | $5,983+128.9% |
| Admin fee / account holder | $11,476 | $17,079-32.8% | $13,987-18.0% | $11,252+2.0% |