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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,936 | $198,462-85.9% | $170,439-83.6% | $147,585-81.1% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 18.08% | 257.30%-239.2pp | 205.94%-187.9pp | 578.58%-560.5pp |
| Employer contribution / active EE | $1,591 | $6,184-74.3% | $5,433-70.7% | $4,876-67.4% |
| Participant deferral / active EE | $3,175 | $5,629-43.6% | $4,939-35.7% | $5,439-41.6% |
| Admin fee / account holder | $1,453 | $16,852-91.4% | $13,881-89.5% | $10,886-86.7% |