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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,623 | $154,209+137.7% | $130,062+181.9% | $139,487+162.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 9.83% | 32.52%-22.7pp | -137.37%+147.2pp | 373.84%-364.0pp |
| Employer contribution / active EE | $36,750 | $5,292+594.4% | $4,322+750.3% | $4,755+672.9% |
| Participant deferral / active EE | $16,950 | $6,709+152.6% | $5,821+191.2% | $6,713+152.5% |
| Admin fee / account holder | $124,216 | $13,988+788.0% | $10,601+1071.8% | $11,407+988.9% |