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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,345 | $172,111+32.7% | $150,298+51.9% | $137,256+66.4% |
| Participation rate | 70.6% | 81.7%-11.1pp | 77.8%-7.2pp | 80.0%-9.4pp |
| Annual return | 21.18% | 69.37%-48.2pp | 62.79%-41.6pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,839 | $4,636-60.3% | $4,154-55.7% | $4,156-55.7% |
| Participant deferral / active EE | $6,602 | $6,166+7.1% | $5,453+21.1% | $6,407+3.0% |
| Admin fee / account holder | $6,947 | $16,471-57.8% | $14,116-50.8% | $12,270-43.4% |