Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,215 | $43,075+28.2% | $74,577-26.0% | $62,881-12.2% |
| Participation rate | 40.6% | 58.1%-17.4pp | 68.1%-27.5pp | 69.3%-28.7pp |
| Annual return | 7.45% | 17.50%-10.1pp | 20.47%-13.0pp | 20.14%-12.7pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,414 | $2,389+1.0% | $3,458-30.2% | $3,203-24.6% |
| Admin fee / account holder | $606 | $2,840-78.7% | $4,138-85.4% | $4,296-85.9% |