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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,542 | $185,312-13.9% | $161,489-1.2% | $154,746+3.1% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 17.06% | 103.84%-86.8pp | 89.72%-72.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $4,336 | $4,769-9.1% | $4,268+1.6% | $4,379-1.0% |
| Participant deferral / active EE | $6,021 | $6,350-5.2% | $5,630+6.9% | $6,730-10.5% |
| Admin fee / account holder | $14,911 | $18,654-20.1% | $16,006-6.8% | $14,365+3.8% |