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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,436 | $202,342-13.3% | $172,753+1.6% | $152,909+14.7% |
| Participation rate | 94.1% | 87.1%+7.1pp | 82.6%+11.5pp | 82.5%+11.7pp |
| Annual return | 27.42% | 1029.88%-1002.5pp | 803.00%-775.6pp | 345.46%-318.0pp |
| Employer contribution / active EE | $3,673 | $5,857-37.3% | $5,144-28.6% | $4,764-22.9% |
| Participant deferral / active EE | $2,508 | $5,948-57.8% | $5,198-51.7% | $5,851-57.1% |
| Admin fee / account holder | $1,010 | $17,112-94.1% | $13,956-92.8% | $11,601-91.3% |