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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,333 | $148,629-90.4% | $135,982-89.5% | $139,487-89.7% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 19.09% | 79.33%-60.2pp | 68.32%-49.2pp | 373.84%-354.7pp |
| Employer contribution / active EE | $1,531 | $5,247-70.8% | $4,859-68.5% | $4,755-67.8% |
| Participant deferral / active EE | $3,031 | $8,102-62.6% | $7,760-60.9% | $6,713-54.8% |
| Admin fee / account holder | $1,142 | $12,406-90.8% | $10,767-89.4% | $11,407-90.0% |