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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,580 | $54,541-84.3% | $78,778-89.1% | $70,124-87.8% |
| Participation rate | 72.0% | 60.8%+11.2pp | 69.2%+2.8pp | 69.5%+2.5pp |
| Annual return | 0.00% | 21.07%-21.1pp | 35.62%-35.6pp | 73.14%-73.1pp |
| Employer contribution / active EE | $1,529 | $1,089+40.5% | $1,986-23.0% | $2,342-34.7% |
| Participant deferral / active EE | $2,912 | $2,210+31.8% | $2,958-1.6% | $3,332-12.6% |
| Admin fee / account holder | $1,372 | $3,709-63.0% | $5,134-73.3% | $4,645-70.5% |