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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,565 | $90,486+24.4% | $78,676+43.1% | $273,972-58.9% |
| Participation rate | 92.3% | 76.5%+15.8pp | 73.6%+18.7pp | 83.0%+9.3pp |
| Annual return | 6.17% | 75.62%-69.5pp | 62.19%-56.0pp | 41.46%-35.3pp |
| Employer contribution / active EE | $3,944 | $3,175+24.2% | $2,850+38.4% | $4,869-19.0% |
| Participant deferral / active EE | $8,462 | $3,901+116.9% | $3,517+140.6% | $5,287+60.0% |
| Admin fee / account holder | $2,842 | $5,263-46.0% | $4,510-37.0% | $10,133-72.0% |