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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,417 | $95,979-30.8% | $74,551-10.9% | $135,380-50.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -10.48% | 56.97%-67.5pp | 32.53%-43.0pp | 519.81%-530.3pp |
| Employer contribution / active EE | $5,596 | $2,716+106.0% | $1,961+185.4% | $4,779+17.1% |
| Participant deferral / active EE | $5,463 | $3,844+42.1% | $3,108+75.8% | $5,609-2.6% |
| Admin fee / account holder | $703 | $6,522-89.2% | $5,059-86.1% | $10,828-93.5% |